Financing

Financing Qualifications

While I try to focus on inexpensive cash cars, I can now offer certain vehicles with payments & one can rebuild credit starting here!

1. POOR CREDIT NO PROBLEM - Use this simple online application!
   Loan Application


2. Down Payment - Cash, Cashiers’ Check, Money Order, Cards (3%), Personal check must clear first.


3. If no social security number you need ITIN from IRS (non-citizens).


4. Proof of Income - One paystub.
   a. Also we can possibly use these as income: unemployment and workers comp.
   b. Court ordered child support is acceptable with proof.
   c. Employment with a Temp. Agency is possible- upon evaluation.
   d. Should have worked at current job for 3 months (we’re flexible).


5. Full coverage insurance- need insurance company name & phone number. You can an have up to $1000 deductible- no problem.


6. No driver’s license required but it helps. Other ID can work.


7. Front page of last bank statement for checking or savings account.


8. Proof of residency can be that bank statement or a bill mailed to you with your name and address.

** Must be at least 18 years of age**
** Co-applicant could be required on very high risk loans- this is VERY rare.